Manchikalapati & Others v Zurich Insurance PLC

Citation: [2019] EWCA Civ 2163

On 5 December 2019 the Court of Appeal handed down its judgment following appeals against the decision of HHJ Stephen Davies in Zagora Management Ltd v Zurich Insurance Plc [2019] EWHC 140 (TCC).  Save in one important respect, the Court of Appeal’s judgment essentially upheld the decision of HHJ Davies at first instance concerning the proper interpretation of the Zurich Standard 10 New Home Structural Defects Insurance Policy (the Policy).  Where the Court of Appeal differed from HHJ Davies was in relation to the interpretation of the Policy’s maximum liability clause (MLC).

Jonathan Selby QC and Charlie Thompson acted for the successful claimants (instructed by Martin Scott and Paul Hargreaves at Walker Morris LLP.

A more detailed case note can be found on our news page.


Jonathan Selby KC
Charlie Thompson

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